I try to create my own vehicle using the site's Ride Pimper, but fail miserably. Either my browser isn't supporting it, or MTV's site is horrible. Well, I should say more horrible; general horribleness was presumed before even surfing that way. Regardless. After reading about Britney's big day for a while, I regroup.
You see, I am a savvy consumer. I realize that cars need insurance. This leads me to wonder what sort of monetary drain the pimpin' of my future vehicle will cost. Will added rims increase my monthly rates? What about a sweet-ass spoiler? Assuming I can afford to add grills to my non-existent ride, I'll want to protect those accessories from the shadier element in the city (the aforementioned politicians, clowns, etc.). The only way to do this is with insurance.
After some consideration, I decide to call Geico to see what this will cost me. I call Geico for three reasons:
Reason 1: They insure cars.
Reason 2: They were easy to find online.
Reason 3: They have a gecko as their spokesman.
After navigating my way through their relatively easy touchtone system, I get a Geico-person on the phone. We quickly move past the formalities, and I ask, “What sort of rate increase will there be if a soup up my car?”
“What kind of car do you have?” the Geico-person asks.
“I don't have a car. I mean, theoretically, if I had a run-down sedan, would my rates go up if I added on spoilers and stuff?”
“No,” she says. “Once you purchase the vehicle or get the exact year and make of model, we can get you a rate on it.”
The Geico-person says something about purchasing a general liability policy, which I don't really understand, having never had to deal with cars and their subsequent insurance. I have a feeling that had I spoken with the gecko on the phone, I would have gotten a clearer answer. What I'm able to glean is that, when I finally get my car and coat it in platinum (which I plan on doing), I will not have to pay more insurance than owners of the same make and model sans platinum – good news to be sure.
So what is there to conclude about cars in the city?
Well, it would seem that people in Chicago are not like me. They do own cars – SUVs even. And, at times, they choose to customize said cars, adding grills to their Caddies and rims to their Escalades. Sure, public transportation is there, but, if you can afford it, why not buy get some wheels, and make those wheels look smokin'?
Unfortunately for me at least, that will not be happening anytime soon. Platinum is hard to come by, after all.
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